PM Launches BHIM App For Money Transfer
BHIM App || PM Modi Scheme || Money Transfer || Online Transaction || Link Bank Account With BHIM App || BHIM App Benefit || BHIM App Download || Seed Bank Account To BHIM App || BHIM App FAQ || BHIM App Transaction Limit || Cashless Payment || Cashless Payment With BHIM App
BHIM App Based On UPI
To promote digital payment Indian PM Narendra Modi has launched a mobile app called BHIM on Friday. BHIM app’s full name ‘India interfaces for money. And this app work on UPI based payment system. With the help of this people will be able to receive and send money digitally. Also, this app will work without the Internet. In this users will not have to provide long details like bank account number IFSC code etc.
How To Operate BHIM App
– BHIM has been developed by National Corporation Of India (NPCI).
– To send money through this app, you have to register your bank account number only once and also have to generate UPI pin code.
– Then your mobile number will act as only payment addresses. Every time you will not need to enter account your number.
– They will also work without the Internet. You just have to dial USSD code as *99# from your phone while there is no internet connection.
– At present, this app will only support English and Hindi. But soon this will be available in local languages
What This App Can Able To Do
Check Balance: You can check your bank account balance with this.
Custom Payment Address: You can also add custom payment address with your phone numbers. QR Codes: By scanning QR code you can send the payment to any one. For this you just need to scan the QR code of the merchant.
Transaction Limit: You can transfer minimum of 10.000 rupees and maximum of 20,000 rupees with in 24 Hours.
Some Basic Question Related To BHIM App Arises In Your Mind
Is There Any Charges To Use BHIM App?
There are no charges applied on any kind of money transaction using this app. Besides that, your bank may charges for IMPS or UPI money transfer.
What To DO If I Want To Use It?
This app is available on android (above 8th version) and iOS (above 5th version). It is available in play store and iOS store to download just by tying “BHIM App download”.
Will This App work on any mobile operating system?
To use this app you must have smartphone, internet access, AN Indian bank account number with support UPI payment and mobile number which is linked with your account. You need to link bank account number with UPI through using app.
Will I Have To Activate Mobile Banking To Use The App?
No, it does not need to activate the mobile banking. Only your mobile number must be registered in the bank.
Is it Necessary To Have Particular Bank Customer?
It is necessary that your bank must be live on UPI (Unified Payment Interface) platform for direct money transfer. All the banks which are active UPI platform are listed in this app.
Will I Have To Link My Bank Account
Yes you will have to link your bank account with aadhar card to make transaction with BHIM App. other wise you can not able to complete the your transaction process.
How Do I Generate UPI Pin Of My Bank Account From This App?
For this you have to visit app main menu. Here visit the bank accounts. And select UPI – PIN option. Then you are asked to provide your Debit/ATM card last 6 digits with expiry date. After providing this input you will receive OTP on your mobile number. And with the help of this you will able to set your UPI-PIN.
Can I add many bank account in the app?
You will add only one bank account on BHIM App presently.
Will I Have To Provide My Bank Details To BHIM App?
You have to provide debit card details and your mobile number during registration. The system will get your bank details from your card only. It does not need to provide details separately.
These Bank Account Will Support
Allahabad Bank, Andhra Bank, Axis Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Catholic Syrian Bank, Central Bank of India, DCB Bank, Dena Bank, Federal Bank, HDFC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, IndusInd Bank, Karnataka Bank, Karur Vysya Bank, Kotak Mahindra Bank, Oriental Bank of Commerce, Punjab National Bank, RBL Bank, South Indian Bank, Standard Chartered Bank, State Bank of India, Syndicate Bank, Union Bank of India, United Bank of India, Vijaya Bank.
How To Transfer, Receive, Send Money Through BHIM App – Download BHIM App APK File
It very much easy process to send and receive, transfer money by BHIM app even normal person can use it without any problem. BHIM App can be used with out internet, smartphone means even used on feature phone which is normally every one have.